Banking

highest interest rates

The Highest Interest Rates for 2024

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The Federal Reserve last lowered interest rates by 0.50% on September 18, 2024. Lower interest rates are great for borrowers, but not for savers. If you’re in search of the…
best IRA CD rates

Best IRA CD Rates for September 2024

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I recently learned that my father has decided to cash out his UPS pension. The immediate question from my dad was, “How do I avoid paying taxes on this thing?”…
best free checking accounts

11 Best Free Checking Accounts

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With the revolt against bank fees in the news, I thought it was a good time to highlight some free checking account options. The great thing about online banks is…
best 3-month CD rates

The Best 3-Month CD Rates (April 2024)

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A 3-month CD may be ideal for those with short-term cash needs. It may also be suited for those who do not want to take on the risk that interest…

Apps & Tools

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Cashback shopping apps

8 Best Apps to Build Your Credit Score of 2024

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Good credit is essential to your financial health. However, building credit can be challenging. Luckily, there are some excellent credit-building apps out there to help you do just that. We…
how to build credit

How to Build Credit The Smart and Easy Way

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It’s official. Credit scores are the most confusing aspect of personal finance. The FICO formula largely remains a mystery. And don’t get me started on the multiple versions of credit…